Employers are finding life more difficult every day because of actions taken by employees against them for a variety of reasons. These can relate to alleged discrimination, unfair dismissal and sexual or workplace harassment. For this reason protecting yourself with an Employment Practices Liability Insurance protects both your company and its employees if they become legally liable to pay claims made by other employees, contract workers, temporary workers or any applicant for employment.
EPL covers the company and individual managers for claims related to a breach of employment practices laws, such as wrongful dismissal, discrimination, bullying or harassment.
Employment Practices Liability claims example
An employee is dismissed after sending a stream of offensive emails to colleagues about one of his senior managers. However the employer failed to follow proper process in dismissing the employee and the case was settled for $50,000.
Tipically it covers things like:
Examples of typical exclusions are:
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